1. Information We Collect
SabarraaPay ("we", "us", "our") collects information that you provide directly, information generated as you use the platform, and information from third parties needed to process payments and secure the service.
2. Account Information
When your account is created, we collect your name, business or trading name, email address, phone number, role (merchant, agent, employee, or administrator), and any KYC or onboarding details required by the party that invited you.
3. Payment Information
To process transactions, we collect and store transaction amounts, currency, payment method, gateway references, wallet balances, commission records, and withdrawal details (including crypto wallet addresses for BEP20 and TRC20 withdrawals). Card and bank credentials are handled by our payment gateway partners and are not stored on our servers.
4. Cookies and Analytics
We use strictly necessary cookies to keep you signed in and to secure sessions. We may also use privacy respecting analytics to understand aggregate usage. See our Cookie Policy for details.
5. Device Information
We automatically collect device and log information such as IP address, browser type, operating system, language, referring URLs, and access timestamps. This information is used for security, fraud prevention, and platform reliability.
6. How We Use Information
- Provide, operate, and maintain the SabarraaPay platform.
- Process payments, settlements, commissions, and withdrawals.
- Verify identity, prevent fraud, and enforce our Terms of Service.
- Send transactional notifications and important service updates.
- Improve product features, performance, and customer support.
- Comply with applicable legal, tax, and regulatory obligations.
7. Information Sharing
We do not sell your personal information. We share data only with:
- Payment gateway and blockchain infrastructure providers required to complete a transaction.
- Cloud, database, and hosting providers that operate the platform on our behalf.
- Regulators, law enforcement, or courts when required by valid legal process.
- The party that invited or manages your account (for example, your merchant or administrator).
8. Data Retention
We retain personal and transaction data for as long as your account is active and for the period required by applicable financial, tax, and anti-money-laundering regulations. Records tied to completed transactions may be retained for up to seven (7) years after the transaction.
9. Your Rights
Depending on your jurisdiction, you may have the right to access, correct, export, or request deletion of your personal information; to object to or restrict certain processing; and to withdraw consent. To exercise any of these rights, contact us using the details below.
10. Security Practices
We use encryption in transit (HTTPS/TLS), row-level database security, role-based access controls, server-side secret management, and audit logging. Withdrawals require administrator approval. Despite these controls, no online service can be guaranteed 100% secure; keep your credentials confidential.
11. Contact Information
Questions about this policy? Contact us at support@sabarraapay.com or through any channel on our Contact page.
